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Comment by Phoebe Macon on May 25, 2011 at 10:56pm

 

Speeding Tickets Can Raise Insurance Costs 53%

Consumers may know that their bad driving record will raise their car insurance, but just how much will a single moving violation cost them?

Plenty, according to a new analysis from Insurance.com. The website looked at 32,000 of its auto insurance policies sold in 2010 and found that those with zero moving violations on their driving record can expect to pay, on average, $1,119 a year in premiums. However, as soon as a consumer had a moving violation on record, the quotes skyrocketed. Their analysis found that:

• One violation led to an average annual premium cost of $1,318, an 18% increase.

• Two violations lead to average annual premium cost of $1,497, a 34% increase.

• Three violations lead to an average annual premium cost of $1,713, a 53% increase.

Violations that can cause these spikes include speeding, careless or reckless driving, running red lights, failing to yield or stop at a yield or stop sign, improper passing, making an unsafe U-turn and failing to use a child restraint. (You'll also pay for fleeing from police, driving the wrong way down a divided highway or driving under the influence of drugs or alcohol, but, perhaps, in those instances, a higher insurance premium is only part of your problems.)

"The lesson is simple: drivers who speed, drink and drive or engage in other bad driving behaviors will pay through the nose if they want to keep their car insurance," Chris Kissell, managing editor at Insurance.com, said in a press release. "The best way to save money on car insurance is to drive responsibly at all times."

The average annual premiums were calculated by examining 32,746 single-driver, one-car insurance policies sold in 2010. For people seeking new insurance, the site also looked at how violations affect new customers by examining 397,000 insurance quotes also generated through Insurance.com. The analysis illustrated that policies offered to drivers with violations depend on the age of the driver.

For instance, policies offered to drivers 65 and older who have two violations are 57% more costly than those offered to people of the same age who have no infractions. Drivers with two violations in the next closest age group, 55 to 64, only experienced a 47% rise in their rate quotes compared to people in that group who had no violations.

Insurance.com suggests that anyone being charged high rates due to a poor driving record enroll in a driving safety class to help lower rates. They can also raise their deductibles on an auto policy as another way to lower their premiums.

Comment by Tawnette Fulton- Gilbert on May 21, 2011 at 4:24pm

OH,  GIVE THANKS TO THE LORD OF LORDS!  FOR HIS MERCY ENDURES FOREVER;

PSALMS 136:3

GOD BLESS

 

Comment by Tawnette Fulton- Gilbert on May 21, 2011 at 4:18pm

GREAT POSTS PHOEBE!!!!!

THANKS FOR SHARING!!!!!

Comment by Tawnette Fulton- Gilbert on May 21, 2011 at 4:15pm

HAPPY SATURDAY TO EVERYONE!!!!!!!!!!

Comment by Phoebe Macon on May 20, 2011 at 1:02am

 

 

Comment by Phoebe Macon on May 19, 2011 at 12:17am

 

Comment by Phoebe Macon on May 13, 2011 at 6:21pm

POEM


"ONLY YOU"

Written By: Anonymous


A person can make you feel high,
A person can make you feel low.
But only you can decide,
Which way you want to go.


A person can hurt you mentally,
A person can hurt you physically.
But only you can place,
A limit on your abilities.


A person can cause drama,
A person can cause a situation.
But only you can create,
Your own reputation.


A person can make you laugh,
A person can make you cry.
But only you can make,
Decisions for your life.


I guess what I'm trying to say,
That when you're living day to day.
Don't live by what people do,
But live by what you know is true.



 

Comment by Phoebe Macon on May 10, 2011 at 11:56pm

Spectators Walks Through The Paddocks Spectators walk through the paddocks (the enclosed area for race horses) with fancy hats before the 137th Kentucky Derby horse race at Churchill Downs Saturday, May 7, 2011, in Louisville,Ky.

Comment by Phoebe Macon on May 10, 2011 at 11:54pm

Flooding Peaks In Memphis; Downstream Danger Lurks MEMPHIS, Tenn. – As the Mississippi reaches its high point in Memphis and attention turns to a time-consuming clean up, farmers downriver built homemade levees to protect their crops and engineers diverted water into a lake to ease the pressure on New Orleans levees. Inmates were evacuated to a prison on higher ground and officials contemplated whether to open another spillway north of Baton Rouge. The soaking in Memphis was isolated to low-lying neighborhoods, and forced hundreds of people from their homes, but no new serious flooding was expected. Officials trusted the levees would hold and protect the city's world-famous musical landmarks, from Graceland to Beale Street. "It shouldn't get any worse than it currently is," said Elizabeth Burks of the Army Corps of Engineers, standing on a levee on the river's west bank. To the south, residents in the Mississippi Delta prepared for the worst. Scott Haynes, 46, estimated he would spend more than $80,000 on contractors to build levees around his house and grain silos, which hold 200,000 bushels of rice that he can't get out before the water comes. Heavy equipment has been mowing down his wheat fields to get to the dirt that is being used to build the levees, and he expected nearly all of his farmland to flood. "That wheat is going to be gone, anyway," said Haynes, who lives in Carter, Miss., about 35 miles east of the Mississippi River. "We don't know if we're doing the right thing or not, but we can't not do it." He knows time is not on his side. "I've got to get back on that dozer," he said, before walking away. Nearby, Ed Jordan (pronounced JER'-din) pointed to a high-water mark about 7-feet high in the family's old general store left by the deadly flood of 1927. Floods have taken crops since then, but the Mississippi River hasn't swamped their homes in generations. He was afraid it will happen this time. "We have 400 acres of beautiful wheat that's almost ready for harvest. We have about a thousand acres of corn that's chest high and just waiting on a combine (to harvest it). That's going to be gone," Jordan said. "I don't know what is going to happen to our houses." Just down the road, relatives helped Jordan's 87-year-old aunt, Katherine Jordan, pack up a house. They loaded furniture on a cotton trailer and prepared to head to higher ground. A tractor outside scrapped dirt from a wheat field to form a levee. Ed Jordan said he leased a house on higher ground and will live there until the water goes down. His aunt is going to live with her sister in nearby Yazoo City, where the Delta flatlands meet the central Mississippi hills. Similar scenes played out across the Mississippi Delta, the flatlands that stretch about 200 miles from Memphis to Vicksburg, Miss. Shelters were open and farmers were already applying for federal aid. Meanwhile, Memphis declared that the city was open for business. An NBA playoff game Monday night featuring the Memphis Grizzlies at the FedEx Forum downtown was not affected, and a barbecue contest this weekend was moved to higher ground. "The country thinks we're in lifeboats and we are underwater. For visitors, its business as usual," said Kevin Kane, president and chief executive of the Memphis Convention and Visitors Bureau. Other popular sites were also spared, including Sun Studio, where Elvis Presley made some of the recordings that helped him become king of rock `n' roll and Stax Records, which launched the careers of Otis Redding and the Staple Singers. Graceland, Presley's former estate several miles south of downtown, was in no danger either. "I want to say this: Graceland is safe. And we would charge hell with a water pistol to keep it that way and I'd be willing to lead the charge," said Bob Nations Jr., director of the Shelby County Emergency Management Agency. Talking about the river levels, he later added: "They're going to recede slowly, it's going to be rather putrid, it's going to be expensive to clean up, it's going to be labor-intensive." Forecasters said it appeared the river was starting to level out and could crest by Tuesday morning at or near 48 feet, just shy of the all-time high of 48.7 feet. At Sun Studio, where Johnny Cash, Jerry Lee Lewis and a multitude of others also recorded, tourists from around the world continued to stream off buses and pose beneath the giant guitar hanging outside. "We didn't really know what to expect," said Andy Reilly, a 32-year-old musician from Dublin, Ireland, who was in town to perform. "We're delighted it's not as bad as we thought it was going to be." Because of heavy rain over the past few weeks and snowmelt along the upper reaches of the Mississippi, the river has broken high-water records upstream and inundated low-lying towns and farmland. The water on the Mississippi is so high that the rivers and creeks that feed into it are backed up, and that has accounted for some of the worst of the flooding so far. Because of the levees and other defenses built since the cataclysmic Great Flood of 1927 that killed hundreds of people, engineers say it is unlikely any major metropolitan areas will be inundated as the high water pushes downstream over the next week or so. Nonetheless, they are cautious because of the risk of levee failures, as shown during Hurricane Katrina in 2005. In Louisiana, the Corps partially opened a spillway that diverts the Mississippi into a lake to ease pressure on the levees in greater New Orleans. As workers used cranes to remove some of the Bonnet Carre Spillway's wooden barriers, hundreds of people watched from the riverbank. The spillway, which the Corps built about 30 miles upriver from New Orleans in response to the flood of 1927, was last opened in 2008. Monday marked the 10th time it has been opened since the structure was completed in 1931. Rufus Harris Jr., 87, said his family moved to New Orleans in 1927 only months after the disaster. He was too young to remember those days, but the stories he heard gave him respect for the river. "People have a right to be concerned in this area because there's always a possibility of a levee having a defective spot," Harris said as he watched water rush out. The Corps has also asked for permission to open a spillway north of Baton Rouge for the first time since 1973. Officials warned residents that even if it is opened, they can expect water 5 to 25 feet deep over parts of seven parishes. Some of Louisiana's most valuable farmland is expected to be inundated. At the Louisiana State Penitentiary in Angola, home of the state's death row, officials started moving prisoners with medical problems to another prison as backwaters began to rise. The prisoners were moved in buses and vans under police escort. The prison holds more than 5,000 inmates and is bordered on three sides by the Mississippi. The prison has not flooded since 1927, though prisoners have been evacuated from time to time when high water threatened, most recently in 1997.

Comment by Phoebe Macon on May 10, 2011 at 11:53pm

Bernice Abram Relieved Of Carson Sheriffs Department Command



The highest ranking law enforcement official in Carson was relieved of her command amid a Sheriff's Department internal affairs investigation that remains secretive.

Capt. Bernice Abram, who oversaw law enforcement in Carson and the neighboring unincorporated areas for the Sheriff's Department since April 2009, was placed on paid leave Wednesday afternoon April 20, 2011, officials said.

Although the Sheriff's Department is led by elected Sheriff Lee Baca, Abram was the de facto "police chief" for Carson.

Assistant Sheriff Paul Tanaka would not discuss the nature of the probe.

"The investigation is ongoing, I can't comment," Tanaka said. "Out of respect for the individual under investigation, the investigation should be able to run its course. If it turns out the accusations are untrue, then certainly you wouldn't want it attached to your name forever."

Abram could not be reached for comment.

Carson Councilman Mike Gipson said he was surprised when a reporter told him Abram had been removed. He praised her work, saying she oversaw a decline in crime and was regularly present at city functions.

"I've always had a great rapport with her," Gipson said. "I'm saddened that she's been removed. I've placed a call into Sheriff Baca to attempt to find out the issues for why he has removed her."

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L.A. County sheriff's officials remain tight-lipped about why a captain was relieved of duty



Los Angeles County Sheriff's Department officials remained tight-lipped about why a captain and her relative, who also works for the department, were relieved of duty in an ongoing probe.

Officials confirmed that Carson Capt. Bernice Abram was relieved of duty Wednesday, April, 20, 2011 on the same day that her relative was relieved.

Sheriff Lee Baca declined to comment on the scope of the internal probe concerning Abram and Chantell White, a South L.A. station custody assistant believed to be Abram's niece, but he said the actions against both were connected.

"We're not sure to what extent the pieces fit," Baca said. "There are too many unanswered things we can't even comment on."

Calls to Abram were unanswered. White was reached by phone but directed all questions to the Sheriff's Department before hanging up.
Following the April 20 action against Abram, Baca told the Times that the internal investigation into the department veteran would not affect any existing criminal cases.

He indicated the probe was spurred, at least in part, by "concerns presented from outside the department."

Baca said the investigation of Abram was administrative and would be completed as quickly as possible.

Abram is a two-decade veteran of the department, where she has risen through the ranks with stints in the special victims bureau and at the Compton station.

Baca has called her a "terrific leader" and "highly respected."

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Monday, May 11, 2009
Bernice Abram Promoted to Sheriff's Captain/Glendora resident


Press Release

BERNICE ABRAM PROMOTED TO CAPTAIN




Bernice Abram, (a 22-year veteran) of the Los Angeles County Sheriff's Department, has been promoted to the rank of Captain by Sheriff Lee Baca and assigned to Carson Station. In this new position she will oversee the operations of the Field Operations Region II patrol station that serves the city of Carson and the unincorporated areas of Torrance and East Rancho Dominguez.

Captain Abram’s career with the Sheriff's Department began in 1987. After graduating from the Training Academy as a Deputy Sheriff, she held assignments at Sybil Brand Institute for Women, Walnut/San Dimas Station, Mandated Training Unit, Field Operations Support Services, Advanced Training Bureau, and Special Victims Bureau (formerly known as Family Crimes Bureau). Upon being promoted to Sergeant in 1999, Captain Abram remained at Special Victims Bureau until 2000, then moved on to assignments at Compton Station, Office of Homeland Security and Recruitment. When she was promoted to Lieutenant in 2006, she worked at the Inmate Reception Center and Century and Carson Stations.

Captain Abram received an Associates Degree in Sociology from Southwest College, a Bachelor of Arts Degree in Management from the University of Phoenix, and Master of Science Degree in Emergency Services Administration from California State University, Long Beach.

Captain Abram was recognized by the Anti-Defamation League, which bestowed upon her their Sherwood Prize, as 1998's “Woman of the Year” for combating hate in the Fifth District of Los Angeles County.

Captain Abram recognizes her relationship with her spiritual advisor, Rabbi Dennis Brown of the Ness Counseling Center, as one of her most valued.

Captain Abram resides in Glendora with her husband of 21 years, Wil Abram. Captain Abram is the proud aunt of 14 nephews and nieces.

Outside of work, Captain Abram graciously gives her time acting as an advocate for victims of domestic violence and intimate partner abuse. In her spare time, she enjoys interior decorating, sewing, playing “Scrabble,” and going to the movies. Her favorite inspirational quote is, “Nothing beats a failure but try!”

May 5, 2009

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(I'm not sure but this sounds like a set-up to me. Please keep Mrs. Abram, her neice and their families in your prayers), Thanks!!

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